![]() |
Way to go Obongo! - Printable Version +- MacResource (https://forums.macresource.com) +-- Forum: My Category (https://forums.macresource.com/forumdisplay.php?fid=1) +--- Forum: 'Friendly' Political Ranting (https://forums.macresource.com/forumdisplay.php?fid=6) +--- Thread: Way to go Obongo! (/showthread.php?tid=158411) |
Re: Way to go Obongo! - kd - 10-02-2013 mattkime wrote: The reaction was rather amazing. I expected to be ignored as is usually the case. Re: Way to go Obongo! - kd - 10-02-2013 Dennis S wrote: Dude, you're probably a nice guy in person but here you sound demented. I hope this is just your "internet personality". Re: Way to go Obongo! - RgrF - 10-02-2013 kd wrote: You're very kind. I did notice that davester seems to have a burr under his saddle, but I think it has mostly to do with whatever's rattling around inside his own head. Since he's just some random dude on the internet and doesn't know me at all, I don't take it personally and it doesn't bother me. Most people wouldn't consider my plan good, in that it has a large deductible, but it suits me. I pay the first $5000 and they pay 100% of everything after that. It works well for me because although my income is currently low, I have plenty of money and am only concerned about truly catastrophic events. And there's the rub. ACA was designed to provide insurance for those who don't have a lot of money or couldn't qualify for insurance under the current system. Seems you are just another case of I've got mine, screw you. Re: Way to go Obongo! - kd - 10-02-2013 michaelb wrote: Thanks for this helpful post. I had not intended to be mysterious and hope I've clarified elsewhere. Indeed, few people at my current level of income would be able to afford the plan I have, or really, any reasonable individual plan. I'm atypical in that I have lots of money but little income. You are correct to surmise that it's a high deductible plan, but some of the ACA-qualified plans offered by the same insurer for 2014 have even higher deductibles so I'm not sure whence comes the disqualification. Re: Way to go Obongo! - kd - 10-02-2013 RgrF wrote: Just what is it I said that makes you think that's my attitude? Because it isn't. You know, you could have a civil discussion instead of being a jackass to people who don't deserve it. Re: Way to go Obongo! - kj - 10-02-2013 Speedy wrote: Cost-wise it seems amazing, but I assume it's harder to find doctors who take Medicaid patients (or maybe really good doctors who do)? My daughter receives Medicaid. We have never had a medical provider refuse care. We have had dentists who would not accept Medicaid as well as optical (eyeglass) vendors. In all fairness, it must depend on area because here it's next to impossible to find a doctor who takes medicaid. I don't know that it will continue to be the case though. kj. Re: Way to go Obongo! - $tevie - 10-02-2013 kd wrote: Thanks for this helpful post. I had not intended to be mysterious and hope I've clarified elsewhere. Indeed, few people at my current level of income would be able to afford the plan I have, or really, any reasonable individual plan. I'm atypical in that I have lots of money but little income. You are correct to surmise that it's a high deductible plan, but some of the ACA-qualified plans offered by the same insurer for 2014 have even higher deductibles so I'm not sure whence comes the disqualification. Are you in fact being refused the ability to purchase anything except Medicaid? Or are you merely seeing that with your income you only "qualify" for Medicaid? In other words, does it say anywhere that you will not be allowed to spend money for any of the healthcare plans available, if you wish to? Have you called and asked a human being to find you a plan similar to the one you are losing? They do have human beings available to assist you. Or you could have an insurance broker do it, if you have lots of money it could be well worth it to you to skip the need to do all the research. It sounds to me like you can purchase whatever insurance you want wherever you want, so why limit yourself to the ACA web site. Re: Way to go Obongo! - Dennis S - 10-02-2013 "I have plenty of money and am only concerned about Yes, dude, I am a truly nice person in person. So nice that I care a lot for the unfortunate. I am fed up with people who don't. Re: Way to go Obongo! - $tevie - 10-02-2013 I think you misunderstood him, Dennis. What he means is he can afford a sprained wrist or a slipped disk, and is only concerned about stuff like being hit by a bus or getting cancer. He sounds like a young'un. Re: Way to go Obongo! - kd - 10-02-2013 $tevie wrote: I'm not limiting myself to the exchange, but it's one of the options I have to consider in my due diligence. I have been told that the exchange will not offer me anything but Medicaid. I don't understand why it wouldn't also offer me unsubsidized plans, but I've been told that it won't, and a third party website that I checked a couple of days ago seemed to confirm that. The exchange itself has not worked for me so far so I can't be certain. So based on the information I've seen to date, my choices will be either Medicaid, or an unsubsidized private plan outside the exchange. After all the time I spent researching and picking my current plan, it's a hassle being back to square one, but I don't expect to need help doing it all again provided the details are available in writing. |