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+--- Thread: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? (/showthread.php?tid=100297)
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Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - Psurfer - 07-15-2010
Hopefully for a longer intro term than 3 months...
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - Racer X - 07-15-2010
I haven't seen any in a few years. try bankrate.com http://www.bankrate.com/credit-cards.aspx
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - (vikm) - 07-15-2010
Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - Seacrest - 07-15-2010
They can't pawn these debts off on Iceland, or whoever, anymore...
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - OWC Jamie - 07-15-2010
Except for the very recent American Express Gold Card offers of the last few weeks I haven't gotten too many credit card offers for the last 6-9 months.
Still can't figure out how I'd recoup that card's $125.00 a year fee.
I think I'd have to put a little more than the 10 gallons of gas a week I now put on a card a week on it. :-)
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - tahoedrew - 07-15-2010
http://www.cardratings.com/ often has better rates and cards than bankrate.com.
just sayin'
~A
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - ztirffritz - 07-15-2010
Do you belong to CostCo? Their AmEx has no annual fee so long as you are a CostCo member. There's no interest...if you pay the bill in full each month, but you get cash back for your purchases too. So, something to think about.
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - Racer X - 07-15-2010
(vikm) wrote:
Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(
many CCs have gone up to 4% fee for a balance transfer, and have dropped the usual cap of a max $75 for the fee.
So that no fee, 2.9% for life $12K I transferred about 6 years ago was one hell of a deal.
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - J-J- - 07-15-2010
(vikm) wrote:
Citibank has been hammering me recently with offers of no interest for 18 months on transfers or purchases. The tiny print shows that pesky fee of like 3% for the privilege of transferring, though :-(
true but this makes an effective annual rate of 2% on a short term loan.
good luck finding that elsewhere today.
I was very surprised to see that offer end up in my mailbox.
0%/$0 transfer offers are gone for at least another generation. You might as well go try and get a NINA loan for a mortgage.
Re: Are there any 0% interest, w/ Zero bal transfer fee credit cards anymore? - Psurfer - 07-16-2010
Yeah, I had the feeling that the one I got a year ago (0%+0 bal trans fee for 1 yr) after a Lot of googling, was probably at the tail end of that ride. Fun while it lasted.