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+--- Thread: Insurance company charged mom for collision on $2,500 car for 4 years (/showthread.php?tid=232672)
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Insurance company charged mom for collision on $2,500 car for 4 years - Dennis S - 09-27-2019
I insured the car in September, 2015. I told them since it was a 2002 car that I didn't want collision and comprehensive. I never looked at the policy since she was in charge of it. I added another car today and the agent said the 2002 had collision on it. I haven't figured out how much she was overcharged yet. I wonder if there's any chance at a partial refund. If there had been a collision, they wouldn't have paid anything on a car that old and almost worthless.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - Speedy - 09-27-2019
You are screwed because it happened much too long ago.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - Ombligo - 09-27-2019
The car was still covered, so no basis for refund. Sorry.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - JoeH - 09-27-2019
Most you can do is fire the insurance agency and do your business elsewhere..
Re: Insurance company charged mom for collision on $2,500 car for 4 years - cbelt3 - 09-27-2019
I would try for a refund ..” these calls are recorded “. At least social media about it.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - space-time - 09-27-2019
JoeH wrote:
Most you can do is fire the insurance agency and do your business elsewhere..
yes, and check your policy
Re: Insurance company charged mom for collision on $2,500 car for 4 years - C(-)ris - 09-27-2019
If there was an accident they would have totalled it and payed $2500 or whatever it is worth as opposed to nothing.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - Acer - 09-27-2019
How much of a premium was the collision on a $2500 car? I keep collision and comprehensive on a similar vintage car, and it adds $150 a year. It's not breaking the bank in my case.
Re: Insurance company charged mom for collision on $2,500 car for 4 years - Dennis S - 09-27-2019
Acer wrote:
How much of a premium was the collision on a $2500 car? I keep collision and comprehensive on a similar vintage car, and it adds $150 a year. It's not breaking the bank in my case.
I haven't looked. I may just let it slide. I assume that collision on an almost worthless car would be pretty low, right?
Re: Insurance company charged mom for collision on $2,500 car for 4 years - Mr645 - 09-27-2019
I have a 2003 vehicle, actually is really good shape but at best I could argue worth $4500, probably have to settle for less. Annual collision coverage is $134 yr