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+--- Thread: Names on note vs. names on deed (/showthread.php?tid=88885)
Names on note vs. names on deed - Mac1337 - 12-03-2009
When refinancing a home loan do the names on the note and the deed have to be the same?
Re: Names on note vs. names on deed - michaelb - 12-03-2009
Are they the same people? The bank will likely have everyone sign a form listing all previous names used (at least they do that here).
If they are different people, then the simple answer is yes (there could be a more complicated answer in the situation is complicated).
Re: Names on note vs. names on deed - M>B> - 12-03-2009
Run it by your real estate agent, bank or lawyer, a phone call should do.
Re: Names on note vs. names on deed - jepinto - 12-03-2009
is it a homestead property? Then parties on the deed have to sign the mortgage-dower's law-.
Would you want to loan money on collateral which is titled to more than one entity without having all entities acknowledge the debt?
Re: Names on note vs. names on deed - mrbigstuff - 12-03-2009
Yes, generally, but there are discrepancies on occasion, like middle initials. I forget how this is dealt with, but it may be an "AKA" situation.
Re: Names on note vs. names on deed - Fred_Also - 12-03-2009
If your deed is a Deed of Trust, the names will be different. It will mention and name a Trustee,
Fred Also