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I am on PagePlusCellular and I have the Talk n Text 1200 which is 1200 minutes, 3000 text/picture messages, and 250mb of data for $29.95 (all taxes included) per month (about £15 I think). I bought a HTC Incredible off CL for $125 about three years ago. It is a pay-as-you-go plan and works fine for me. It uses Verizon phones and network.
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I have a smart phone with AT&T. I've had 450 minutes for $39.90 plus $15 for 200MB of data (I've had it awhile). My monthly bill was $60. I talked myself into adding texting for an additional $20. The texting plan is unlimited texting and includes unlimited mobile to any mobile. AT&T has roll-over and I must have over 3000 minutes of roll-over.