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Haha...I knew it wouldn't take long to cheer you up.
Troll? This isn't a a teen chat room.
I apologize to any teens that might have read that.
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Not familiar with the MS's employee's work in question but I've read similar laments from IT folk who know first hand, better than most, that many security policies are self-defeating, developed as they are seemingly in a vacuum that assumes the user has little else to concern themselves with, or that the policy won't add to the pile of other security measures already present. Anytime you stop by someone's desk and see the stickies taped to the monitor, under the keyboard etc. you know it's not working. The same with poor password choices.
It's not that people don't "want" to be insecure, but that they are willing to be so if productivity takes a hit. Security needs to be a balanced with a certain amount of convenience, or you'll wind up with that.
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Theft rarely takes place at the user's side of the computer.
It is far more profitable to target information stored on a company's servers.
Changing passwords every week doesn't protect you against hackers gaining access to Monoprice, for example, and stealing their stored information (name/address/credit card number/CVV).
Frankly, companies shouldn't be storing your credit card info in the first place (the transaction is either authorized or declined immediately), UNLESS you agree as a convenience to you.
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Over Christmas, my aunt explained that she had to shred the address labels that had arrived in the mail because her identity could be stolen if someone knew her name and address.