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Health insurance for my kid - Part 2
#11
vicrock wrote:
Have you checked with your local Chamber of Commerce? They usually have group policies for Chamber members. YMMV.

Yes, they're in the "Group (third-party)" category I mentioned above.

Mike Johnson wrote:
I was hoping you could use it to separate your business's gross income from your salary when applying for CHIP. My wife's corporation makes $x/month, but pays her $y/month, which is what we report on our personal tax forms. That's our income, not what the county pays her corporation.

The way things are going, everybody should incorporate. [rant] Like how you can go to jail for sharing a dozen mp3s, while banks are breaking into people's homes and literally stealing their stuff, and getting away with it because they're corporations. [/rant]

Yeah, I hear ya. The county specifically said they don't regard them separate entities even though the IRS does. (And even though the SCOTUS does, apparently.) I could have probably taken them to court on the matter but oh well...

We did just figure out the WA version of CHIP doesn't go by gross, so we should be okay.

michaelb wrote: I don't practice law in WA and am confused by the Medicaid regs, but I think this may be the one that governs the computation of self employment income. I don't see anything that requires only looking at 30 days or would count gross earnings and not be net of business expenses (I don't do any advocacy in SCHIP either, and so this is a bit out of my area, but my guess is that may violate the federal regulations). Here this looks at your taxes for the relevant period for example.

http://apps.leg.wa.gov/wac/default.aspx?...8-450-0085

That looks accurate, however the paperwork specifically says last 30 days. Perhaps I can take that up with them if it becomes an issue. Good find, thanks.

I think if you are plausibly eligible for CHIP you should definitely apply, and seek advocacy assistance if denied. I don't see any obvious organization that provides health care advocacy to individuals, like what would be called a health care ombudsman. But there is the:

Northwest Health Law Advocates
http://nohla.org/resources.php#legal

Childrens Alliance
http://www.childrensalliance.org/our-cur...r-all-kids

Both of those groups seem to do statewide policy more than individual advocacy, but they try to help or could refer you. The general free legal help site (WashingtonLawHelp.org) doesn't seem to offer anything specific.

Great info, thanks. I'll look into those. I would have probably found them in my own time... which I don't have much of right now because I have a ton of work. So your effort is much appreciated.
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