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With the M-Card you would need to subscribe to HD services to get the HD signals from Comcast. Otherwise you will just get SD. You would have to find out what that costs in your area. I understand that where the have competition from over-air and other services, then the charge to upgrade to HD is not as expensive. For me that competition is absent, Comcr@p or nothing.
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Private cable systems are pure evil.
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PS, I just sold my hauppauge two tuner ClearQAM card for more than I paid for a hauppauge two tuner m-card setup.
For those of you with non-encrypted DVR setups, I'd start your transition now and sell your current hardware while people are buying.
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Technically, I get no channels via cable tv.
I canceled cable tv a few years ago after most of the channels were converted to digital. They didn't offer free converters in my area and I wasn't inclined to add another space-heater (digital cable box) to my living room even if they did offer it.
I checked a friend's reception last year and found that there were only 4 channels left that weren't encrypted. One Spanish channel and one PBS station that had a couple of sub-channels. All scaled or cropped to fit a 4:3 screen. Those franchise licenses really protect consumers well, don't they?!