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I just now got the second call in a week from someone with a Sub-Asian accent claiming to be calling from Washington, DC, and claiming to represent Toshiba. He wanted to let me know that I was entitled to one of five expensive prizes as a result of my having registered in a drawing, something that I never do. He asked if I was Michael Kramer. I said yes but that my 40 year old son has the same name, is always in financial and legal trouble, and frequently gives my address and phone number as his own. I asked if he would tell me exactly what this was about and he said he couldn't, which is strange since I had supposedly won a prize. I told him that I was not interested and hung up on him. He had blocked his name and phone number so I could not check him out on
http://www.whocalled.us. Have any of you been getting this nuisance call?
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No, but used to get similar ones from collection agencies trying to get ahold of a nuisance living in a house next door. They were also calling all adjacent neighbors trying to bait her into calling them back.
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Under the confidentiality laws, I'm not sure that it's legal to contact anyone else about credit issues unless the person was a cosigner or the parent/legal guardian of someone under 18.
If they keep bothering you, report it to the phone company. Many collection agencies have gotten fined and worse for using tactics that are inappropriate.
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I love those calls.
I ask them about the size of their underwear, size of their shoes,
then start the heavy breathing routine.
Usually they hang up at that point.....
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[quote macphanatic]Under the confidentiality laws, I'm not sure that it's legal to contact anyone else about credit issues unless the person was a cosigner or the parent/legal guardian of someone under 18.
If they keep bothering you, report it to the phone company. Many collection agencies have gotten fined and worse for using tactics that are inappropriate.
Oh, it is legal to contact others to find someone who owes money, but under the law the collection agencies can not let out anything about the reason they are trying to find the person. Hence they come up with all sorts of ruses. Some practices that used to be legal or in a gray area have had enforcement action taken in the last decade, so are starting to disappear. But the sleazier agencies find new depths to go to. In any case, most of the ruses are fairly transparent if you know the person they are trying get to.
