Banks drive customers to Credit Unions

[sunfalcon]

I've been a Chase user for the past 10 years and have had no problems. I use USAA as well, but it is not as convenient. I don't get charged any fees, however, my savings is in an online account.

[kap]

Ammo wrote:
A couple of weeks ago, I rolled over a one year IRA CD in my credit union at 2.25%.

My regular bank is offering the same CD at 0.1%.

No lie.

I will be moving my wife's personal IRA to our CU this Sat.

[Bill in NC]

As a depositor, I love my credit union as well, but you do usually pay more for loans with a CU than with a bank.

And CUs are more conservative so loans are harder to get.