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so my wife and child were in a car accident last Friday around 6PM. Well let me tell you. Don't ever have a car accident at that time. As of today, we still don't have a police report. My adjuster informed me that the police have up to 10 days to file a report. Now I ask, WTF is the point of filing an accident report after 10 days??? How in the world is he going to remember anything of relevance? Everyone is basically in a holding pattern now b/c of this guy. The insurance adjusters should just go ahead and settle b/c chances are this guy's report will be so vague as to help no one's case.
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...and it gets worse when the cop gets all of the facts wrong and you have to ask for an amendment, which usually involves repeatedly going to the police station during a duty-change in the modest hope of finding him there and after leaving a half dozen messages that he's never responded to.
Even if he's there, he won't come to the front-desk to see you. He'll just tell the clerk to tell you that he doesn't amend his reports.
Eventually, the insurance companies will work things out between them and they'll probably allocate most of the fault to you because you didn't provide the police report in a timely manner and all of your effort will have been mooted by a bunch of faceless, nameless people in an unidentified office of the insurance company whom you can't even contact by phone or lodge a complaint about because they and their supervisors' identities are kept secret to keep angry customers from killing them.
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There's a This American Life episode where the author is hit by a drunk driver and the accident report is so poor that it says he hit himself. maybe i'll find it by the end of the day.
you'll relate more than you care to.
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wait. wait. yes. i can see it now. my wife was driving one car and she hit the other car that my 2 year old was driving.
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The cops in this country have little to no accountability for practically anything. Yet in their eyes the general public is accountable for everything that might have happened, or, could conceivably have happened. Think of it as: "your tax dollars at work."
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Doc wrote:
...and it gets worse when the cop gets all of the facts wrong and you have to ask for an amendment, which usually involves repeatedly going to the police station during a duty-change in the modest hope of finding him there and after leaving a half dozen messages that he's never responded to.
Even if he's there, he won't come to the front-desk to see you. He'll just tell the clerk to tell you that he doesn't amend his reports.
Eventually, the insurance companies will work things out between them and they'll probably allocate most of the fault to you because you didn't provide the police report in a timely manner and all of your effort will have been mooted by a bunch of faceless, nameless people in an unidentified office of the insurance company whom you can't even contact by phone or lodge a complaint about because they and their supervisors' identities are kept secret to keep angry customers from killing them.
And that's just the best case scenario!
mile:
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[deleted]
I hope your wife and child are OK.
The police report will be as good as any notes that were taken.
Might not even be filled out by whomever took the notes.
[deleted].
