11-24-2009, 04:41 AM
Of those two, I'd go with filing the police report.
The other option is making an offer for settlement in full (and GET THAT IN WRITING!) for some amount less than the total due.
It's unlikely they'd take (for example) $2000 as full settlement... but if she can scrape together that much, it might be worth it to make the offer.
I'd STILL go with the police report and fileing it as fraud, but if she doesn't want to put her mom up on charges of fraud, then offering to settle the debt would be the second choice.
The other option is making an offer for settlement in full (and GET THAT IN WRITING!) for some amount less than the total due.
It's unlikely they'd take (for example) $2000 as full settlement... but if she can scrape together that much, it might be worth it to make the offer.
I'd STILL go with the police report and fileing it as fraud, but if she doesn't want to put her mom up on charges of fraud, then offering to settle the debt would be the second choice.