11-24-2009, 12:51 PM
Oh, I just thought of something else while talking with her dad last night.
Since companies are pulling background checks for employment, and she is due to graduate from college within the next couple of years, it could also cause her problems when applying for jobs if it's not cleared up.
She pulled her credit report because she's trying to get an apartment. Her grandparents (mother's parents) had to cosign on the last one, and she was trying to do it on her own.
Very sad, because she's pretty responsible with her money and bills. I'm sure an apartment would see it as "just another irresponsible teenager" and count it against her.
Thanks for the freeze recommendation. I'm going to help her with the online disputes over Thanksgiving. I know about "debt validation," but everything I can find about it deals with the collection agency, not the creditor. The daughter's never been contacted by a collector.
I think mom needs to be held accountable for this one.
Since companies are pulling background checks for employment, and she is due to graduate from college within the next couple of years, it could also cause her problems when applying for jobs if it's not cleared up.
She pulled her credit report because she's trying to get an apartment. Her grandparents (mother's parents) had to cosign on the last one, and she was trying to do it on her own.
Very sad, because she's pretty responsible with her money and bills. I'm sure an apartment would see it as "just another irresponsible teenager" and count it against her.
Thanks for the freeze recommendation. I'm going to help her with the online disputes over Thanksgiving. I know about "debt validation," but everything I can find about it deals with the collection agency, not the creditor. The daughter's never been contacted by a collector.
I think mom needs to be held accountable for this one.