07-15-2010, 12:02 PM
I like ING. But there no actual checks involved. It is entirely online electronic transactions. I have an acct with a local bank and transfer funds to it if I need an actual check. ING will also print and mail a check for free but it is slow. I like that I can transfer funds directly to a friend's account with their accct # and routing#. The higher interest rate is worth it though.