03-18-2011, 01:16 AM
I have Auto-Owners. Bought a six year old car and on the way home from the dealer I got shelled by a belly dump hauling paving materials. $3k in damages. I called the insurance company to let them know about the car and at the same time I started the claim. They covered the damages on the used car because I had another car with full coverage that was one year older.