05-04-2011, 05:38 PM
Dakota wrote:
Let me know when someone comes up with a plan to give me my entire healthcare premiums (myself +employer) and lets me go out and shop for my own. Does Ryan's plan do it? If not, I am not interested.
Aren't you free to drop your employer plan? The only time I've had mandatory coverage through an employer was when I was in the teacher's union, and it was only the dental plan that was mandatory, and I didn't pay anything towards the premium. (Paid a lot out of pocket for the option medical plan though.)
You could ask for a raise and then shop on your own, there are plenty of employers who will pay cash in lieu of benefits. But you won't get the significant group discount your employer likely has.