05-04-2011, 06:36 PM
Dakota wrote:
Can I waive coverage? Of course. But if I do I want to see that $10,000 my employer is ostensibly paying on my behalf in my paycheck, and be tax deductible. Whose plan does that? Can you do it this in MA, Bill?
I think the answer to your question is it depends on what your employer wants to do - they have to pay $300 into the state system if they don't have benefits or pay a significant portion ( that same $300, I think) there's also another charge/fee they have to pay.
If your question is " can I force my employer to offer me what I want rather than what they want" I think the answer is 'no'.
I'm self insured in a group plan ( self-employed).
Every place I worked before was pretty much up front about what my insurance policy was costing them / month.
Only place I didn't even ask I had the Blue Cross Blue Shield absolute bestest policy. I could probably live on what that plan costs today. :-)