10-16-2013, 05:22 PM
a few years ago, upon recommendation from a few forumistas, i began using Farm Bureau for homeowners insurance. the rates were great at the time and i did a bit of rate shopping on home owners just last month and they were still considerably more reasonable than others. i have not had to file a claim with them; i do get a check in phone call every year at renewal time from my agent.
the agent just called saying they've redone their discounts on home/auto coverage. we had checked on this when i first enrolled and doing both with Farm bureau wasn't worth my while. long story short now it would be worth it. her quote for the coverage i get from GEICO would cut my premium almost in half!
i am much more likely to file a claim on auto than on home so i'm wondering how they are with claims and customer service. FB seems more individual agent oriented than GEICO so who your agent is probably factors quite strongly but still any input might be helpful. a google search of course turns up complaints though not as many as the same search for GEICO.
i have no complaints with GEICO. i've been with them for 31 years and am a creature of habit. OTOH, $400 in savings is more than enough to get me to change my habit!
the agent just called saying they've redone their discounts on home/auto coverage. we had checked on this when i first enrolled and doing both with Farm bureau wasn't worth my while. long story short now it would be worth it. her quote for the coverage i get from GEICO would cut my premium almost in half!
i am much more likely to file a claim on auto than on home so i'm wondering how they are with claims and customer service. FB seems more individual agent oriented than GEICO so who your agent is probably factors quite strongly but still any input might be helpful. a google search of course turns up complaints though not as many as the same search for GEICO.
i have no complaints with GEICO. i've been with them for 31 years and am a creature of habit. OTOH, $400 in savings is more than enough to get me to change my habit!