Romney: People Don't Die For Lack Of Insurance

[Grateful11]

Thanks everyone. I know that I shouldn't blame myself but it's hard not to think what if. It's been almost
15 months now and it has gotten somewhat easier to deal with. Anyone that has lost a loved one will
tell you the Holidays are the worst times to deal with, I just hope this years Holidays are a lot easier to
deal with than last.

Speedy you are correct in that the hospitals do very little to help acquire financial help. Basically they just
told my wife where to go and what to file for and while Jesse was in the hospital she spent nearly 2 days
being tossed back and forth at Social Services trying desperately to get some kind of help. In the end he
was totally denied any help what so ever. Luckily the hospital he spent most of the time at had a 58 million
dollars in donated funds to take care of such cases. They went through his $50K insurance policy limit in
less than a day. His bills totaled more than $500,000 for 8 days. The first hospital he went to is still trying collect
$25K that racked up while in the ER for about 2 hours before being transferred by a critical care team to Charlotte.
Our family attorney told us that we were not responsible for any of Jesse's medical bills because he was an
adult. This was something that we had no idea of until we went to talk to him about what to do about the
bills that started coming in fairly quickly. He told us to ignore the phone calls and just get a box and and
put all the bills in. I finally caved and started answering the phone because I couldn't deal with nearly
daily barrage of phone calls. After talking to many of them they were quite understanding and most only
needed a copy of the death certificate to write off the bills.