01-14-2013, 09:29 PM
The rules do vary by state.
My wife has had a 12-year open WC case. What I learned in Florida was under the rules at that time (now they are different and much less kind to workers, starting with the worker may not have an attorney unless they pay for that attorney) is that you have to fight for everything under WC.
In Florida you get 60% of your pay AFTER missing 20% of any pay period. If you miss less than 20%, you don't get paid. However that 60% is not taxable
FMLA and PTO never came into play. The insurance company attorney will fight everything because they do get paid.
If the injury is minor - just let your regular insurance handle it. You will get access to better doctors and save a ton of headaches.
My wife has had a 12-year open WC case. What I learned in Florida was under the rules at that time (now they are different and much less kind to workers, starting with the worker may not have an attorney unless they pay for that attorney) is that you have to fight for everything under WC.
In Florida you get 60% of your pay AFTER missing 20% of any pay period. If you miss less than 20%, you don't get paid. However that 60% is not taxable
FMLA and PTO never came into play. The insurance company attorney will fight everything because they do get paid.
If the injury is minor - just let your regular insurance handle it. You will get access to better doctors and save a ton of headaches.