04-26-2014, 01:32 PM
I've often heard the "cash gets a better deal" advice, but when I've tried it the dealership hardly bats an eye. I think it's because it removes the financing profit center.
On the other had, I suck at car negotiation.
I've had positive experiences with Capital One auto loans. Apply online, competitive rate, they send you a blank check that you simply write out to the dealer when you seal the deal. I've used it twice, for used and new, and everything went smoothly. No early payment penalties.
On the other had, I suck at car negotiation.
I've had positive experiences with Capital One auto loans. Apply online, competitive rate, they send you a blank check that you simply write out to the dealer when you seal the deal. I've used it twice, for used and new, and everything went smoothly. No early payment penalties.