08-11-2016, 02:40 PM
samintx wrote:
Putting Medicare in the hands of the private individual comes up every year. I am against it because I don't think most people will have the money in the bank when the time comes. Then would their be a govt bailout or bankruptsy for individuals?The masses in American are not Savings Acct Savers.
Am I wrong? I am serious in asking. It just looks like a train wreck to let people do the Medical Savings acct. ..save for their future….when they don't have a regular Saving acct plan in their lives.
On top of your concerns, Suzanne - Medicare is capable, because of its size, to drive improvements in outcomes-oriented care which is good for patients and payers (all of us). If given the option to bargain for medications, Part D would be affordable for seniors. Critics rail on and on about inefficiencies in Medicare, but outside of smaller integrated programs like Kaiser and Mayo Clinic, no provider does better in taking care of patients. The inefficiencies in our healthcare system are primary structural, not regulatory, and Medicare has the heft to push the market forward.