06-17-2019, 09:39 PM
I just received a piece of mail from Sears Mastercard saying that unless I use it for a transaction before 7/31, the account will be closed due to inactivity. That's fine with me. According to them I haven't used it in 41 months. Frankly I thought it was longer than that. Anyway, is this one of those things where I should be proactive and close the account myself asking that a notation be made that it was closed by customer request? Or is it okay to just them close it due to inactivity. I'm not really concerned about my credit rating as I just checked Credit Karma and it's 828.