Medigap supplemental Insurance in NJ - can anyone recommend a seller?

[JoeM]

AllGold wrote:
I would avoid Mutual of Omaha. The reason is over the past several years they have been playing a shell game with different subsidiaries or "nameplates". They create a new name and come in with really low prices. Then after a few years when their claims costs get high, they close that block of business and create yet another new name with lower rates. The rates then skyrocket on their closed block of business because they don't get any new/younger customers. If you have health problems that keep you from being able to switch to another Medicare supplement then you get gouged.

AARP/UHC has an enrollment discount that disappears over the years, but their overall rate increases have been among the lowest in the business. AARP/UHC is also the only company I know of that allows you to switch between plans with a phone call with no underwriting. You do need to be a member of AARP (and can apply with your medigap application) to apply, although technically, you don't have to continue your AARP membership beyond the first year.

Thanks for the info. I did some reading of reviews on Mutual of Omaha after posting and found they were not rated well at consumeraffairs.com. I think the negative reviews are confirming people's experiences with them as you state:
https://www.consumeraffairs.com/insuranc...ealth.html