06-17-2019, 10:38 PM
Surprisingly, closing an account can (and often does) have a negative impact on your credit score. This has NEVER made any sense to me but, in the last six months, I've seen my credit score fluctuate FORTY points in a month with NO real changes on my part. Of course, there's NO "real person" at any of the three major credit reporting "services" who I can actually speak with and get a cogent explanation. :dunno: :oldfogey: :villagers: