06-18-2019, 12:09 AM
"Either your credit score is sufficient to get a good interest rate or its not."
What is this "interest rate" you speak of?
I'm one of those dinosaurs that either pay cash outright or, pay the FULL balance on any and all credit cards I have. If I charge $10k (or more) I pay $10K (or more). Keeps things simple (although the Toyota dealer was surprised when I paid cash for my new Prius Four Touring).
PS: I do have a loan on my RV that I'm still paying off. My tax guy told me NOT to pay it off in full early (and that bugs me a bit).
What is this "interest rate" you speak of?
I'm one of those dinosaurs that either pay cash outright or, pay the FULL balance on any and all credit cards I have. If I charge $10k (or more) I pay $10K (or more). Keeps things simple (although the Toyota dealer was surprised when I paid cash for my new Prius Four Touring).
PS: I do have a loan on my RV that I'm still paying off. My tax guy told me NOT to pay it off in full early (and that bugs me a bit).