06-18-2019, 10:03 AM
I'd let them close it. That happened to me last year and my credit score dropped 12 points from 840 and then recovered over the next 2 months. I don't know if it was because of the closure or a random fluctuation, or both. With an 828 you are golden and dropping a few points won't impact you, particularly if you're not planning on getting a new mortgage in the next couple of months.