02-14-2021, 07:54 PM
Just make sure your daughter realizes that getting a credit score from one source isn't really helpful. My wife and I are buying a new house, and as part of the mortgage process, we got to see our credit scores from three different agencies. They were rife with inaccurate information, and the scores had a wide range. We both pay all of our credit cards off in full every month, except for one that has zero percent interest for another 3 years (why pay it off early when it's at zero percent?). My car is paid off, hers is about half way there. We own our current house outright with no mortgage. Yet two of the agencies said both of us had "too many unpaid balances". WTF?