What notes app do you use & like?

[M A V I C]

I used to use Apple Notes a bunch. I thought I'd branch out and try some other options. Eg, OneNote and Notion. I don't like either of them. I'm going to try something else, or maybe just go back to Notes. Is Notes any different in Monterey vs Catalina?

My needs are:
Cloud sync
Groups/categories/folders with individual notes inside them
Basic formatting like bold, underline, bulleted lists
Formatting is retained when copy & pasted into other apps - at the very least line breaks (OneNote and Notion both fail at this.)