04-23-2021, 01:47 PM
Hi everyone,
I’ve never understood why health insurance is affiliated with employment nor have I understood why it is so regional. It just doesn’t make sense. Right now, I’m facing the prospect of losing employment subsidized health insurance and the non-employment options are so prohibitively expensive that I may as well go without it entirely. That’s insane.
If an insurance provider in a different part of the country offers a package that is well-rounded and affordable, it’s not an option for me. Why? I live in NY and they are elsewhere and, for whatever reasons, can’t offer insurance to me. Doesn’t make sense in my mind.
Although health insurance in itself isn’t necessarily a right, affordable basic healthcare as a whole is one. Unfortunately, neither is available in the US. My solution is to have the US Government offer one level of health insurance for every citizen that covers the basics. If you want something more comprehensive, then you can obtain it elsewhere, i.e. via an employer, private insurance, union, membership organization, etc.
The closest thing to that is Medicare. The basic healthcare is covered under Medicare. You want more? Buy a supplimental package from a health insurance provider. This already exists. What I don’t understand is why it hasn’t been implemented for people of all ages.
Robert
I’ve never understood why health insurance is affiliated with employment nor have I understood why it is so regional. It just doesn’t make sense. Right now, I’m facing the prospect of losing employment subsidized health insurance and the non-employment options are so prohibitively expensive that I may as well go without it entirely. That’s insane.
If an insurance provider in a different part of the country offers a package that is well-rounded and affordable, it’s not an option for me. Why? I live in NY and they are elsewhere and, for whatever reasons, can’t offer insurance to me. Doesn’t make sense in my mind.
Although health insurance in itself isn’t necessarily a right, affordable basic healthcare as a whole is one. Unfortunately, neither is available in the US. My solution is to have the US Government offer one level of health insurance for every citizen that covers the basics. If you want something more comprehensive, then you can obtain it elsewhere, i.e. via an employer, private insurance, union, membership organization, etc.
The closest thing to that is Medicare. The basic healthcare is covered under Medicare. You want more? Buy a supplimental package from a health insurance provider. This already exists. What I don’t understand is why it hasn’t been implemented for people of all ages.
Robert