04-23-2021, 04:34 PM
$tevie wrote:
I am on Medicare. You have to pay for everything except basic Medicare, and on top of that you have to pay for supplemental insurance because Medicare doesn't cover half of what you would want/need covered. So joy, rapture, now people as young as 50 can learn that Medicare ain't nearly the wunnerful thing that people who aren't on it imagine that it is.
PS: guess who sells the supplemental insurance? Private insurance companies, that's who. Guess they ain't going anywhere any time soon.
Yes you need private supplemental insurance, but at least in my Moms case it is still by far the best arrangement out there for covering health costs. She pays $300 a month for a supplemental plan and has very low out of pocket cost for meds, and had no out of pocket for 3 days in the hospital and a week in a private rehab after a fall. No surgery or broken bones thank goodness.
The hospital billed insurance something like $40k for that, she owed nothing.
We average one specialist visit or screening a month, no out of pocket.
I would love to have that myself.