04-26-2021, 12:06 AM
Bill in NC wrote:
[quote=Lemon Drop]
Thanks Janit great points.
I read through the Senate bill. The idea is to get people 50 to 64 off the Obamacare exchanges. You qualify if you qualify for Medicare except for your age. And you pay a premium until you get to age 65. The premium payments would go into the Medicare trust fund. Subsidies would be available as they are under the ACA.
As I understand it this would be more cost effective for the government than what we're doing now.
I see that Sen. Sanders is not one of the Bill's sponsors, I assume he still wants Medicare for all?
https://www.congress.gov/bill/116th-cong...format=txt
So what would be the actual monthly premium out of that gobbledygook?
As I said before, with most people already getting heavy subsidies under the ACA, simply sticking with an exchange plan would likely be cheaper than paying just the current Part B premium, not counting paying any Medigap or drug plan premiums.
I don't know what the premiums would be, but the plan is open to all US citizens eligible for Medicare. The majority of people over 50 are not on the ACA exchanges and either can't get decent insurance at all or struggle to afford what they have.
Another benefit would be employers would maybe not avoid hiring people over 50 over worries of increasing the cost of their employee health pools.