05-30-2022, 02:22 AM
kap wrote: What fresh hell! I am not looking forward to this type of retirement any time soon
Medicare is not a fresh hell. It may not match what you have now but for many people it is a lifesaver.
My wife retired at 68 (I’m 71) which is when we both got Part B. We stayed with her employer plan rather than take Medicare at 65 for one main reason - cost. We are paying $760/mo total for the both of us for Part B and the Medicare supplement+drug plan. But a secondary reason was the HSA offered by her employer dating back to the implementation of Obamacare. We set aside the maximum ever year which now totals about $30k. I wish her employer had offered an HSA earlier… When you have Medicare you cannot contribute to an HSA.