05-15-2007, 05:01 PM
My home insurance is due and the bill just seems huge to me. $733 for $275,000 in coverage on the house, $259,000 personal property, $500,000 family liability, $2,000 guest medical, sewer protection, special personal property and a $500 deductible.
The sewer protection is costing $65/yr, special personal property was $56, and I could save $67 by moving to a $1,000 deductible.
I've never had to make a claim before and I'm not sure if I'm over insured or not. Thoughts?
Dave
The sewer protection is costing $65/yr, special personal property was $56, and I could save $67 by moving to a $1,000 deductible.
I've never had to make a claim before and I'm not sure if I'm over insured or not. Thoughts?
Dave