Personal saving, investing, retirement planning (long)

[davemchine]

Two kids in daycare is pretty tough. I did it for awhile so I know your pain. I commented on it during lunch with a co-worker and made the mistake of namin the pricetag. My coworker's eyes got real big and he exclaimed, "that's more than I make in a month!" Oops.

My point being that once the kids are out of daycare your ability to save will go way up unless you opt for private schools like we did.

Dave