05-05-2008, 02:51 PM
When we refinanced a couple of years ago, I went to Bankrate.com and found who had the best deal of an institution with which I was comfortable (not going with "Bob's Auto Repair and Home Refinancing"). Turns out it was Wells Fargo. I did it all online. I had one phone call to set up the closing and a closing attorney traveled 60 miles to my work to the closing.
Our equity line is with Wachovia. That took a phone call to get it started and then a visit to the local bank to sign some papers.
Of course, things are different today since the mortgage problems, so it might be more difficult if your credit isn't golden and/or you won't have significant equity in the house.
Our equity line is with Wachovia. That took a phone call to get it started and then a visit to the local bank to sign some papers.
Of course, things are different today since the mortgage problems, so it might be more difficult if your credit isn't golden and/or you won't have significant equity in the house.