Mortgage / refinancing question

[$tevie]

Bank of America has a very good section on their web site about refinancing. You can play around with various options and get some idea of what the rates and payments might be. BofA holds my mortgage and I have in fact refinanced with them as well and found them to be very helpful on the phone -- the rep and I walked through various scenarios until we found the one I was happy with. And as an existing customer you will have virtually no paperwork to fill out. I would start by playing online and if you want to pursue with BofA go ahead and do the prequalify app, you can simply say no if you don't like the terms they offer you when they call to follow up.
http://www.bankofamerica.com/loansandhom...alculators&context=financenter&calcid=home11