10-02-2008, 08:51 PM
I've only been ripped once using ebay/paypal. I was a bidder and the item was never sent. I filed a complaint and request for refund. I provided as much detail as possible and left little chance that the guy was gonna get away with it. I think the default claim investigation takes 30 days. After that, not only was a refund provided but a few days later as a sort of "We're sorry for the ordeal, please continue to trust us" type of thing, they gave me a coupon code worth the same amount that I was originally ripped of for. Had to use it within 3 months, I think. All in all, it was a slight hassle but I made out.