11-30-2008, 12:42 AM
I've had my Citi MasterCard for maybe four years now. I think the intro rate was actually 9% but it's crawled down to 7% over the past 18 months or whatever. Always pay on time, never carry a big balance.
After paying off my $15,000 in credit card debt, I generally pay my cards off in full every month now. I have had to carry a bit of a balance lately for various reasons, but when Citibank sent the stick-em-up letter to me, I just paid off the balance then and there. Too bad, they worked out well for me for a while.
After paying off my $15,000 in credit card debt, I generally pay my cards off in full every month now. I have had to carry a bit of a balance lately for various reasons, but when Citibank sent the stick-em-up letter to me, I just paid off the balance then and there. Too bad, they worked out well for me for a while.