02-19-2009, 02:48 PM
RgrF and gutenberg, the misinformation in this thread is a disservice to the people reading this forum. Obviously as a board member I have no financial stake in CCCS, I donate my time because I believe it is a worthy cause. In fact nobody working at CCCS is making very much money, it is a non-profit and the salaries are below average.
The goal of CCCS is to help consumers pay the money they owe to creditors. There can be no disputing the fact they owe the money and should pay their bills. Most people start what we call a DMP or Debt Management Program where they make a single payment to CCCS who then disperses the money to the creditors. This is done with an overall plan to reduce the persons debt and get them out of their credit trouble. Most plans take 1-2 years.
If anyone is profiting it is certainly you RgrF, if you are steering people away from CCCS. While CCCS's goal is to keep people OUT of bankruptcy your goal appears to be to profit by their bankruptcy.
The goal of CCCS is to help consumers pay the money they owe to creditors. There can be no disputing the fact they owe the money and should pay their bills. Most people start what we call a DMP or Debt Management Program where they make a single payment to CCCS who then disperses the money to the creditors. This is done with an overall plan to reduce the persons debt and get them out of their credit trouble. Most plans take 1-2 years.
If anyone is profiting it is certainly you RgrF, if you are steering people away from CCCS. While CCCS's goal is to keep people OUT of bankruptcy your goal appears to be to profit by their bankruptcy.