02-20-2009, 04:58 AM
JoeH wrote:
Do they have to come up personally with first, last and a security deposit? You still have not addressed that part. In my experience, many do not. And yes I have had direct dealings with this in connection with my mother who was on disability and SSI from around 1980 until she collected on my father's SS retirement account in the early '90's, and indirectly with others' situations.
It depends on what kind of deals I can find (the incentives I mentioned). They're not getting any subsidy, whatsoever. People on SS do not _have_ to live in subsidized housing (it's garbage). They usually have to pay something up front, but nothing outrageous.
And surely, if it's worth helping them to stay in their current homes (the premise of this whole argument), they aren't in such bad shape that they can't afford a rental? If they can't afford a rental, they sure as heck can't afford 31% of their income for a house payment.
Now, lets see the other side of the coin. Show me where people are unable to afford rent after being foreclosed on. I'll show you instances where people have been able (if you want), so it shouldn't be too hard to find the opposite. kj.