04-10-2009, 02:39 PM
Hmmmm....so...the people here who are suggesting that he would take on liability for her actions by being listed on the same insurance policy, are ya'll lawyers? This surprises me a lot, but I guess I don't have any true basis to argue.
Price-wise, you will very much be better off if she has insurance through the same company using the same address as you. My gf and I get a substantial "multi-car discount" because we share the same address. My dad and I used to get the same when I used his address well into my 20's. In each case, the actual policy numbers were different and the bills were separate.
As an aside, if you've been with State Farm for many years I would suggest shopping around for both home and auto. There is really no benefit to being loyal to an insurance company. I cut my homeowner's from $1100/year to $490/year.
Price-wise, you will very much be better off if she has insurance through the same company using the same address as you. My gf and I get a substantial "multi-car discount" because we share the same address. My dad and I used to get the same when I used his address well into my 20's. In each case, the actual policy numbers were different and the bills were separate.
As an aside, if you've been with State Farm for many years I would suggest shopping around for both home and auto. There is really no benefit to being loyal to an insurance company. I cut my homeowner's from $1100/year to $490/year.