04-10-2009, 04:43 PM
It's not "liability for her actions", i.e. "learning responsibility"; it's literally legal liability for any damages awarded as the result of a lawsuit stemming from an accident. In other words, if she gets sued as the result of an accident, and it's serious enough, the parents could lose all their assets. We've dealt with that possibility by paying for an umbrella policy, but to each his/her own...