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Interesting that you want health insurance to be more like auto insurance, which is one of the grander,and most highly regulated, business schemes we have going in our country. Costs vary widely from state to state and it has little to do with relative risk, it has to do with games played by regulators. Michigan's average premiums are $2,500, Vermont's are $1,000.
Don't try to bring that here as an example of "free enterprise," what a joke.
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I am using the model not whether Progressive sells auto insurance or home insurance. The fact remains that they still have to go out and beg for customers. Does Aetna have to do that?
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They are targeting benefits administrators? Tell me something I don't know. They are making backdoor deals and then shoving it down employees throats. It is a lot easier to grease a handful of administrators than go out and get millions of subscribers one at a time. You really don't know this, Mrs. little-people-advocate?
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Folks, it's getting better. Apparently Dakota now favors single payer. I'm telling you, this forum stuff really works.
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Slight correction. Make that million payers. Get your numbers right. You'll be happily eating your words when Obama comes out with the same idea. I don't have to wait for him though.