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It's a PITA but its also fraud protection.
Discover Card 's protection policies can drive ya batty, too.
If I Drive to N.H. and start using that card (a 45 minute ride) I'll make one purchase with it, but not a second.
Annoying, but welcome to the 21st century.
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Call up your CC company and have the address added. I have my office address added to my Amex. I don't need to do it before every order, but I believe I do need to "refresh" the alternate address every year or so or else it expires.
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scenario:
Go out to eat. Give waitress your CC. She sets it by the cash reg so the hostess/cashier can ring it up when they return. In the mean time, your credit card just sits there.
Any busboy can jot down the name and number off the card. Then look up your address in the phone book.
IF a mail order company DIDN'T require shipping to the billing address, this busboy would get away with it every time.
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I've tried to add alternate addresses on my Chase VISA, but apparently they don't offer that service. I'd need to change my billing address temporarily for that one order, and then change it back. I'm not going to mess with that sort of thing because something always goes wrong when you try to change things back.
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I don't think that Newegg is doing a great job at this "consumer protection". Here's my story from two weeks ago.
I wanted to purchase a bunch of computer equipment for a friend of mine so I set up a Newegg account and then I called up my CC company to add my friend down as an alternate address. Then I placed the order through Newegg to ship the stuff to the alternate address. They then came back saying that not only was my order canceled but that they also suspended my account. They would not tell me why nor did they offer an alternative purchase method other than to ask friends or family to set up their own accounts to buy the stuff.
Oooo...great consumer protection...@#$% that...I bought elsewhere.
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Oh, and you know what the kicker was? In their cancellation email they said to call in to discuss the situation...so I wasted 20 mins going through three CSRs with the final one saying, sorry, can't help you. They were all Americans but just as worthless as any overseas counterparts.
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That is good. You are merely naive about how things work.
That is a policy you really want to be enforced. I have a Visa card with a local credit union that won't let me have something shipped to an address other than my billing address. I know this, as I tried setting that up once. Another Visa card provider I have will allow it on a one time basis with prior notification, and I have to jump through hoops to get it to happen.
It may be a bit inconvenient, but it certainly limits the chance for a clerk to use your card number.
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modelamac wrote:
It may be a bit inconvenient, but it certainly limits the chance for a clerk to use your card number.
Really? So, the clerk knows my:
Home address
Workplace
Birthdate
Mother's maiden name
