Heavy Car Body Damage

[Harbourmaster]

Can't believe that they are not totaling a 2005 with a $5k damage estimate...

[Monster]

My trusty old 1990 Honda Accord got rear ended on the 23rd of last month, just when the odometer was set to go over 200K too, they are coming to pick it up tomorrow and take it to some car auction place where Geico's inspector will decide whether or not it's totaled.
I don't see how it can't be considering it's 20 years old.

The stupid frakin guy that was driving was eating oatmeal while driving his daughter to school, he told the police officer he bent over to pick something up and didn't know my wife was stopped to let kids go across the street, lucky thing she stopped well before the walk or our car would have been pushed into the kids since they were directly in front of the car.
Wish my wife would have though to take a picture of Oatmeal Boy covered in his morning meal.

[deckeda]

Monster wrote:
inspector will decide whether or not it's totaled.

If the A/C and major mechanical works it's worth no more than $1500. Oh my yes, they'll total it.

Sorry for your loss, but they did you a favor. That rear quarter panel rust that's so common on 4th-gen Accords wasn't going to be worth fixing either, and now you don't have to, or see it get worse etc.

[dmann]

Harbourmaster wrote:
Can't believe that they are not totaling a 2005 with a $5k damage estimate...

Completely agree. I had a car totaled by the insurance company with about that much damage and my sister just had one totaled with less.

DM

[M A V I C]

Ouch, I would have thought a 2005 accord was worth more. Looks like depending on options, they're worth $8k-12k.

deckeda wrote:
Sorry for your loss, but they did you a favor. That rear quarter panel rust that's so common on 4th-gen Accords wasn't going to be worth fixing either, and now you don't have to, or see it get worse etc.

I don't really think it was a favor. My brother has over 300k miles on his second accord (he's older than me and this is pretty much the second car he's ever owned.) Yeah the paint sucks and there's rust, but he can get 36mpg out of it and he can work on it himself. Trying to find a replacement is a joke. They're very hard to find and usually haven't been taken care of.

The value they pay is much lower than the actual replacement value.

[Monster]

deckeda wrote:
[quote=Monster]
inspector will decide whether or not it's totaled.

If the A/C and major mechanical works it's worth no more than $1500. Oh my yes, they'll total it.

Sorry for your loss, but they did you a favor. That rear quarter panel rust that's so common on 4th-gen Accords wasn't going to be worth fixing either, and now you don't have to, or see it get worse etc.
KBB for my area (07040 zip code) brings it to $2.200 or above, before the accident that is.

[Monster]

oh yeah, and the A/C & heat work great, sound mechanically too, and I just recently had some work done on it, besides what I've done myself.

[Winston]

M A V I C wrote:
The value they pay is much lower than the actual replacement value.

We take good care of our cars and keep them for a long time. There is little likelihood that we could replace any of them with one in comparable condition for the amount an insurance company would give us or for the amount for which we could sell one of them.


- W

[M A V I C]

Winston wrote:
[quote=M A V I C]
The value they pay is much lower than the actual replacement value.

We take good care of our cars and keep them for a long time. There is little likelihood that we could replace any of them with one in comparable condition for the amount an insurance company would give us or for the amount for which we could sell one of them.


- W
Exactly.

[AlphaDog]

Please tell us that the drunk driver at least had insurance?