PSA: Check your credit card charges

[Winston]

freeradical wrote:
Of course the credit union is closed until Monday, so I'll have to wait until then to get this sorted out.

I'm surprised that they don't have a 24 hour fraud line. It could get expensive for them if other fraudulent charges go through.


Good luck.

- Winston

[mjgkramer]

A couple of years ago I received a call around 8 PM from American Express security asking if I had made a $7000 or so charge at a clinic near Atlanta. I told them that we were sitting in an RV park west of San Antonio and it was not a valid charge. They removed the charge from my account and sent me a new card.

The following month another call, this one regarding wife's Amex card. Someone had charged 100 or so mobileme subscriptions to her card within a very short time for a total of more than $10,000. Again we explained they were not charges and they were removed and a new card sent. A few days later another call. This time someone had charged $1500 or so to her original card at an Apple store in Denver. That charge was also removed.

No problems since then.

[Fritz]

I brought a lot of friends on that dive..........

[rankandfile]

The largest charge I've found is over $1500 for art school tuition in California. I'm in SC.

[freeradical]

Winston wrote:
[quote=freeradical]
Of course the credit union is closed until Monday, so I'll have to wait until then to get this sorted out.

I'm surprised that they don't have a 24 hour fraud line. It could get expensive for them if other fraudulent charges go through.


Good luck.

- Winston

They have a number for reporting lost or stolen credit cards. Should I call that number?

[Winston]

freeradical wrote:
They have a number for reporting lost or stolen credit cards. Should I call that number?

Yes. You have a moral and probably legal responsibility to report it as soon as you become aware of a fraudulent transaction.

The card companies should probably say something about transactions you didn't make as well as lost or stolen cards. I think there must be a lot of card forging going on, but of course you only need the numbers to do an online transaction.

We had a forged check that passed our account early this year. Had someone else's name, address and signature on it, but our account number.

All sorts of scams out there.


Good luck.

- Winston

[mattkime]

space-time wrote:
[quote=IronMac]
$440? Try over $10k! That is what someone charged on my Amex at a scuba shop.

I wonder why the scuba shop clerk didn't ask for some ID when someone bought 10k worth of stuff on a credit card.

In cases like these, when they cannot recover the goods/money, who end up with a loss, Amex or the shop?a sophisticated forgery could pass that test.

[Go To Top]

I got a call from B of A last week. Someone had charged my CC at "Cupid."

I had used that card once this year with a new optometrist.

Had to fill out many jpages of shat online. Got a new card.

Greasy opto guy prolly. Bank called me, how did they know?

[Racer X]

freeradical wrote:
LOL

When I was in the service, everyone had government issued credit cards for official business. Some guys got into trouble for using their cards at a brothel just outside of Reno.

I have a friend who was traveling through Amsterdam on the way to the Med to service some generators on a massive yacht. He put hookers on the company CC, and since it's legal in Amsterdam, they just took it out of his per diem allowance.

[Racer X]

Winston wrote:
[quote=freeradical]
They have a number for reporting lost or stolen credit cards. Should I call that number?

Yes. You have a moral and probably legal responsibility to report it as soon as you become aware of a fraudulent transaction.

The card companies should probably say something about transactions you didn't make as well as lost or stolen cards. I think there must be a lot of card forging going on, but of course you only need the numbers to do an online transaction.

We had a forged check that passed our account early this year. Had someone else's name, address and signature on it, but our account number.

All sorts of scams out there.


Good luck.

- Winston
I have a friend who ran a used auto parts and engine rebuilding shop back in the late 80s-mid 90s. His CC fees were higher because his was a phone business, vs a face to face card swipe business. Banks have fraud all factored into their fee structure. Nowadays, their servers look for transactions that don't fit your normal spending profile, and they get flagged. Someone looks at them, and they might contact you if it looks odd to them as well.