Craigslist: Spam or real person?

[hal]

how does that happen?

[Buzz]

maybe they tie a really, really long string on it?

[Black]

hal wrote:
how does that happen?

Some discussion here:
http://www.fatwallet.com/forums/finance/1208370/

Does having transacted through eBay give you 50k insurance as suggested?

[hal]

Black wrote:
[quote=hal]
how does that happen?

Some discussion here:
http://www.fatwallet.com/forums/finance/1208370/

Does having transacted through eBay give you 50k insurance as suggested?
Interesting - I've always heard that wire transfer was foolproof safe, but there is a rather new development.

From Black's link - lots of people that have no idea what they are talking about until this poster:

Ok.... I spoke with several banks today including the following , Huntington Banks, Fifth third federal, Bank of America..
clear as day, YES bank wire to bank wire transfer CAN be pulled bank and there are many cases of it occurring more and more.

the problem? when a person goes into the bank they must have the cleared funds and prove they are who they are to the bank , then they are allowed for a fee to send the approved bank wire to ones account, .. Now this one is secure cause they know who you are and that you have the funds BUT and I say BUT banks like Bank of America actually have a wire fraud department .. the reason why they do? because banks like Bank of America allow you to perform a Bank wire transaction from your computer and NOT in person, they do add another measure of security but its not fool proof, therefore if you sell something to someone who performs a wire transfer via the computer and you receive the money, weather you pull it out or not, and the other person even 15 days later says I didn't send the money someone must of used my computer or has my password, THEN the problem begins, the money can now be frozen and returned and a investigation is performed, if the person sticks to their guns and say they did not do this and jumps threw the necessary hoops they will get their money back leaving the seller high and dry!

Bank of America has a Wire Fraud department..... why? because this occurs because banks like them exist.
Many banks including Fifth Third have said this is why all our banks accept western union to prevent this since you just need to prove identity and have the proper information. But then this is not secure for the buyer, leaving them open

SO if you think Bank wire transfers a safe, then your 100% wrong they are not.
by the way if you think you can just open a account and then pull the money out so this cant happen , think again the bank you will give you a negative balance and then come after you.

Oh and you are NOT allowed to find out if the wire was done in person or online because you are not the owner of the account , you may be the receiver but not the sender so your SOL here all so.

I bolded that one bit, because I hear this 'disposable bank account' stuff often here on the forum. Leaving a negative back account is a crime - just an fyi.

[space-time]

Gareth wrote:
[quote=silvarios]
A receipt for a more than two year old computer doesn't even make sense.

It does if they buyer wants to make sure the item isn't stolen.
this. or if the items is under AppleCare.

[Black]

Um, psurfer, are you reading?

[wurm]

"Is the item still available?" = SPAM 99% of the time. Sorry. If you can't even make the effort to acknowledge the item I'm selling, then you're not even getting a reply.

[kap]

wurm wrote:
"Is the item still available?" = SPAM 99% of the time. Sorry. If you can't even make the effort to acknowledge the item I'm selling, then you're not even getting a reply.

:agree:

[silvarios]

space-time wrote:
[quote=Gareth]
[quote=silvarios]
A receipt for a more than two year old computer doesn't even make sense.

It does if they buyer wants to make sure the item isn't stolen.
this. or if the items is under AppleCare.
Yeah, original AppleCare warranty doesn't apply on a Mac listed as 2009 model. I do appreciate the creative bit of storytelling.