Apple Card - Happy/Unhappy?

[pipiens]

Any one here have a review?

[ztirffritz]

received the card yesterday. It's made from Titanium apparently. Seems thicker than plastic ones, but actually more fragile because it is painted.

[cbelt3]

So far so good. I had issues with point of sale and the helpful folks took care of it. I really like the fact that there are no numbers printed on the card, just my name.

It lives in the cash section of my wallet. Really thick and Titanium stiff. Definitely a robust tool in emergencies.

[Markintosh]

I have not been carrying the physical card as my other physical cards offer better rewards.

It's great for locations that do Apple Pay. So easy!

I also like that it gives a running total of my current balance right in the wallet, and there is an easy option to just pay it early. We never carry a balance anywhere so its nice to make it so easy to just get it done.

[Rick-o]

I tried mine at the gas pump on Tuesday. While it was a tad thicker, I had no problems with the pump reader accepting it.

I'm having trouble wrapping my head around the fact that it doesn't have numbers on the card. I use my other Mastercard to auto pay most of my smaller monthly bills, (three phone bills, three electric bills, cable, etcetera) which is paid off at the end of the month, so no interest fees.

So how do I accomplish this? Most websites require a CC number to set up auto pay. Is it something that's done with the wallet app? :confused:

I've had Apple Pay set up on my phone for over a year, but have been too chicken to use it. I need to get with the program as the old ways are cast aside.

[cbelt3]

Rick-o wrote:
So how do I accomplish this? Most websites require a CC number to set up auto pay. Is it something that's done with the wallet app? :confused:
.

You can see the numbers in your Wallet app.
And... if those numbers get compromised you can get a NEW set of numbers. Poof. NO "OMG we will ship you a new card to your house n 10-12 weeks an in the mean time you'll have to beg on the streets in whatever country you find yourself"

[RAMd®d]

I have two minor complaints:

•having the Apple Card linked to my Apple Pay as the primary of three cards means getting a 'BZZZZzzzzt!' at Costco because I forgot they don't take MasterCard. Not a big deal as I just swipe my Watch to get a different card

•the only way (so it seems) to pay the Card is to link your bank account to the card. They apparently don't suck the money out of your account as to other retailers one might 'subscribe' to. Instead the Card app sends the money at one's command or schedule.

Somebody is trying to send a payment to a physical address they got from G-S, or at least they say they did. I'm waiting a couple more days to see if they were successful in setting up their banks bill pay to mail a payment to the Card.

If they are, then I'll do likewise with a day or two to spare. If not, I'll cave and link my bank account.

Walgreen's is now offering 3% back with Apple Pay. Still not a moneymaker for you guys who get 5% back, but it's something, and I think we'll see other vendors offer that 1% extra as time goes on.

I'd be happier just to see more merchants/retailers accepting Apple Pay.

[RAMd®d]

When one shops online, one gets a virtual card number from the Wallet app along with the CCV, etc.

This number stays with that vendor (if one chooses to have them save the info), and if it's ever attempted to be used anywhere else, G-S knows it's a fraudulent use.

Each time you go to the Wallet app for a card number, a new virtual number will be issued, so no other vendor has the same card number. One can choose not to let them save it 'for faster Express Checkout...' and just get a new number every time visit the vendor is shopped.

The number on the Card's magnetic strip stays the same, obviously, until the Card is replaced.

[SurfMacJpMtb]

I pointed my regular Apple Corp payments to the Apple Card. Made a recent purchase at the Apple Store with Apple Card/Pay. This is for the 3%. I have not put the card in my wallet. Had to pay a balance and directed Apple to get the money from my CU account. No paper, everything is on my phone (not iPad or Mac). No Quicken interface. Just another credit card that fortunately does not include any nonsense. I have other cards for miles, cash and Costco that I will continue to use. Mildly happy.

[Rolando]

No issues, easy to pay off.

Impressed the Sushi Resturant Waitress.