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My niece borrowed some money from my Mom in the form of 2 checks. I'm not sure of the amount. I overheard my Mom and my sister talking about my niece repaying it via direct deposit.
My neice has ripped off her own mother before and is always scheming for money.
I didn't even like then idea of my neice having my Mom's account number from her checks, but this sounds really fishy. I also overheard my sister say that my niece and her husband have opened a checking account.
Is there some kind of scam people are doing where money can flow both ways between checking accounts?
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My Mom's checkbook shows where she wrote a $600 check and a voided check. I saw my niece with 2 checks. I guess one was the voided check for the direct deposit, but I wonder if it was really voided. I hate to sound paranoid, but she's ripped off people before.
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A copy of a voided check is often requested for the account number and routing number verification for setting up direct deposit accounts.
And ... yes. I'd be suspicious.
If mom is offering her generosity and trust in helping out someone get 'started' make sure she has to OK any and all transfers.
May not help if they do any sort of overdrafting and mom's account is linked.
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Yes, she is.
Your Niece doesn't have a family of her own to scheme and scam?
BGnR
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One also uses the routing and account numbers to set up a pay on-line credit card account. She should do some careful monitoring of her checking account.
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I'd be nervous, very nervous.
After reading Catch Me If You Can, I've sworn off using checks unless absolutely necessary. I've used 3 checks in 3 years.
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[quote BigGuynRusty]Yes, she is.
Your Niece doesn't have a family of her own to scheme and scam?
BGnR
She and her husband, who reminds me of Lee Harvey Oswald without the gumption, each ran up credit cards of her mother's, for $7,000, for a total of $14,000, with nothing to show for it. My sister gave them each an new, unused credit card, for "emergencies", when they were doing a lot of travelling between here and Dallas.
This account has $15,000 in it. I told my Mom she needs to take all of the money out except $600, plus a little cushion, Monday morning.
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[quote Dennis S][quote BigGuynRusty]Yes, she is.
Your Niece doesn't have a family of her own to scheme and scam?
BGnR
She and her husband, who reminds me of Lee Harvey Oswald without the gumption, each ran up credit cards of her mother's, for $7,000, for a total of $14,000, with nothing to show for it. My sister gave them each an new, unused credit card, for "emergencies", when they were doing a lot of travelling between here and Dallas.
This account has $15,000 in it. I told my Mom she needs to take all of the money out except $600, plus a little cushion, Monday morning.
Smart Son DennisS.
Of course you are the "Negative Person" that only sees the bad in people.
That is the crap that idiots will tell you, to cover their own stupidity.
Your niece already has a track record, she will keep doing the same thing, over, and over, until the money runs out. Then she will move on. It isn't the husbands fault, it is both their fault.
BGnR
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[quote BigGuynRusty]Smart Son DennisS.
Of course you are the "Negative Person" that only sees the bad in people.
That is the crap that idiots will tell you, to cover their own stupidity.
Absolutely.
See my .sig below.
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